Important Notice: The information provided through BOM and the BOF Ecosystem is for general informational and intelligence purposes only. It does not constitute financial, investment, legal, tax, or any other form of professional advice. You should always seek independent professional advice before making any financial decisions.
General Disclaimer
BOM — The BOF Ecosystem ("BOM", "we", "us", "our") operates a unified financial intelligence platform that connects BOF Tech, BOF Investments, BOF Asset Management, BOF Bank, BOF Pay, and BOF Prime (collectively, the "BOF Ecosystem"). This Disclaimer applies to all websites, applications, platforms, tools, data, content, and services provided by BOM and the BOF Ecosystem (the "Services").
By accessing or using our Services, you acknowledge that you have read, understood, and agreed to this Disclaimer. If you do not agree with any part of this Disclaimer, you must not use our Services.
This Disclaimer should be read in conjunction with our Privacy Policy and Cookie Policy, which together form the complete legal framework governing your use of our Services.
No Financial Advice
Nothing contained in or accessible through our Services constitutes, or should be construed as, financial advice, investment advice, trading advice, portfolio management advice, tax advice, legal advice, or any other form of regulated advice or recommendation.
The financial intelligence, analytics, insights, data visualisations, market commentary, AI-generated summaries, and other content provided through our platform are for informational and educational purposes only. They are not tailored to the specific financial situation, risk appetite, investment objectives, or needs of any individual user.
Before making any investment, financial, or business decision, you should consult a qualified and regulated financial adviser, legal counsel, or other professional as appropriate to your specific circumstances.
BOM and the BOF Ecosystem are not responsible for any decisions made, actions taken, or outcomes resulting from your use of, or reliance upon, information or content provided through our Services.
Investment Risk Warning
Investing and trading in financial instruments involves significant risk. Past performance is not a reliable indicator of future results. The value of investments can go down as well as up, and you may receive back less than you invest. Some investments may be illiquid and difficult to sell at a fair price. Exchange rates can cause the value of overseas investments to rise or fall.
High-Risk Products: Certain financial instruments referenced or accessible through the BOF Ecosystem — including but not limited to derivatives, leveraged products, cryptocurrencies, and emerging market securities — carry a high level of risk and may not be suitable for all investors. You could lose all of your invested capital.
You should carefully consider your investment objectives, level of experience, and risk tolerance before using any BOF Ecosystem service that involves financial products. If you are unsure whether investing is right for you, seek independent advice from a regulated financial adviser in your jurisdiction.
AI-Generated Content
BOM's platform is powered by artificial intelligence. Some of the content, insights, summaries, analyses, risk assessments, and recommendations you encounter through our Services are generated or informed by AI systems. You acknowledge and agree that:
- AI-generated content may contain errors, omissions, or inaccuracies and should not be relied upon as a sole source of truth.
- AI models are trained on historical data and may not accurately predict, reflect, or account for current market conditions, regulatory changes, or unprecedented events.
- AI-powered insights do not constitute advice and should be treated as one input among many in any decision-making process.
- BOM makes no representation or warranty regarding the accuracy, completeness, reliability, or fitness for purpose of any AI-generated output.
We are committed to responsible AI development and regularly review our AI systems for accuracy, fairness, and bias. However, we cannot guarantee the absence of errors in AI-generated content.
Accuracy of Information
While we endeavour to ensure that the information available through our Services is accurate and up to date, we make no representations or warranties — express or implied — as to the accuracy, completeness, timeliness, reliability, suitability, or availability of any information, data, or content.
Financial data, market prices, rates, valuations, and related information are sourced from third-party data providers and may be delayed, inaccurate, or subject to change without notice. BOM does not verify or endorse the accuracy of third-party data sources.
Any reliance you place on such information is strictly at your own risk. We recommend independently verifying any critical information before acting upon it.
Third-Party Content & Links
Our Services may contain links to, or integrate content from, third-party websites, platforms, data providers, and services. These are provided for convenience and informational purposes only. BOM does not control, endorse, or accept responsibility for any content, products, or services offered by third parties.
Third-party websites and services have their own terms of use and privacy policies, which you should review. BOM is not responsible for the availability, accuracy, or content of third-party resources, nor for any loss or damage you may suffer as a result of using them.
Regulatory Status of BOF Entities
Each entity within the BOF Ecosystem operates subject to the regulatory requirements applicable in its respective jurisdictions. Regulatory licences, authorisations, and registrations vary by entity and by jurisdiction. Not all BOF entities are regulated financial institutions, and not all products or services offered through the ecosystem are regulated financial products.
The availability of products and services through the BOF Ecosystem may be restricted or unavailable in certain jurisdictions. It is your responsibility to ensure that any product or service you access is available and lawful in your jurisdiction. Nothing in our Services constitutes an offer or solicitation to anyone in any jurisdiction where such offer or solicitation is unlawful.
Limitation of Liability
To the fullest extent permitted by applicable law, BOM and its affiliated BOF entities, directors, officers, employees, agents, and licensors shall not be liable for any loss or damage of any kind arising out of or in connection with your use of, or inability to use, our Services, including:
- Direct losses: Financial loss, loss of profits, loss of revenue, or loss of business arising from reliance on content or features of our Services.
- Indirect losses: Indirect, consequential, special, incidental, or punitive damages.
- Investment losses: Any loss arising from investment decisions made in connection with information obtained through our Services.
- Data loss: Loss or corruption of data, or unauthorised access to your data resulting from circumstances beyond our reasonable control.
- Service interruption: Any loss arising from temporary unavailability, errors, or interruptions to our Services.
- Third-party actions: Any loss arising from the actions or omissions of third parties, including data providers and linked services.
Where applicable law does not allow the exclusion of certain warranties or limitation of certain liabilities, our liability shall be limited to the maximum extent permitted by law.
Indemnification
You agree to indemnify, defend, and hold harmless BOM and the BOF Ecosystem entities, along with their respective directors, officers, employees, and agents, from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or in connection with:
- Your use of or access to our Services;
- Your violation of this Disclaimer or our Terms of Use;
- Your violation of any applicable law or regulation;
- Any content you submit, post, or transmit through our Services;
- Any misrepresentation made by you.
Jurisdiction & Governing Law
This Disclaimer and any dispute arising out of or in connection with it shall be governed by and construed in accordance with the laws of the jurisdiction in which BOM is incorporated, without regard to its conflict of law provisions.
Any legal proceedings arising out of or in connection with this Disclaimer shall be subject to the exclusive jurisdiction of the courts of that jurisdiction, unless otherwise required by mandatory applicable law in your country of residence.
If any provision of this Disclaimer is found to be invalid or unenforceable, the remaining provisions shall continue to be valid and enforceable to the fullest extent permitted by law.
Contact Us
If you have questions about this Disclaimer or wish to raise a legal matter in connection with our Services, please contact our legal team:
Postal address: BOM Legal Department, The BOF Ecosystem, [Registered Address]
For privacy-related matters, please contact by contact form or refer to our Privacy Policy.